{"id":520,"date":"2026-06-06T05:09:26","date_gmt":"2026-06-06T05:09:26","guid":{"rendered":"https:\/\/web.conceptialmedia.com\/nmdsociety\/?page_id=520"},"modified":"2026-06-11T10:37:39","modified_gmt":"2026-06-11T10:37:39","slug":"recurring-deposit","status":"publish","type":"page","link":"https:\/\/web.conceptialmedia.com\/nmdsociety\/recurring-deposit\/","title":{"rendered":"Recurring Deposit"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"520\" class=\"elementor elementor-520\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67faec8 hero e-flex e-con-boxed e-con e-parent\" data-id=\"67faec8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-72c9ea3 e-con-full e-flex e-con e-child\" data-id=\"72c9ea3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a010f70 elementor-widget elementor-widget-html\" data-id=\"a010f70\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t <div class=\"hero-badge-strip\">\n    <span class=\"hero-badge gold\">Up to 12% Interest p.a.<\/span>\n    <span class=\"hero-badge green\">Start with \u20b9500\/month<\/span>\n    <span class=\"hero-badge\">No TDS Deduction<\/span>\n    <span class=\"hero-badge\">Loan up to 90% of RD<\/span>\n    <span class=\"hero-badge\">6 Flexible Tenures<\/span>\n  <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5fc90e e-con-full e-flex e-con e-child\" data-id=\"b5fc90e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7e430c elementor-widget elementor-widget-heading\" data-id=\"b7e430c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Recurring Deposit (RD) Scheme<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc2eafe elementor-widget elementor-widget-heading\" data-id=\"fc2eafe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Save a little every month, earn big at maturity. NMD Society's RD scheme<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e52890f elementor-widget elementor-widget-button\" data-id=\"e52890f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/web.conceptialmedia.com\/nmdsociety\/wp-content\/uploads\/2026\/06\/membership-application.pdf\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg class=\"ekit-svg-icon icon-right-arrow1\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M20.757 16.4L8.036 2.971c-0.579-0.61-0.553-1.574 0.058-2.153 0.611-0.578 1.576-0.555 2.155 0.058l13.714 14.477c0.558 0.587 0.558 1.507 0 2.094L10.249 32.925c-0.3 0.317-0.703 0.475-1.106 0.475-0.376 0-0.753-0.139-1.048-0.418-0.611-0.579-0.637-1.544-0.058-2.153L20.757 16.4z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\"> Get Membership Form<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fbdfe8c e-flex e-con-boxed e-con e-parent\" data-id=\"fbdfe8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-02ef56f e-con-full e-flex e-con e-child\" data-id=\"02ef56f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63f1035 elementor-widget elementor-widget-heading\" data-id=\"63f1035\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Recurring Deposit Scheme<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13b6052 elementor-widget elementor-widget-heading\" data-id=\"13b6052\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Build a Corpus \u2014 One Month at a Time<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49e7a29 elementor-widget elementor-widget-text-editor\" data-id=\"49e7a29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>The\u00a0<strong>NMD Society Recurring Deposit (RD) Scheme<\/strong>\u00a0is a systematic savings plan that helps you build a significant financial corpus by depositing a fixed amount every month over a chosen tenure. It is the perfect tool for people who want to save regularly without making a large one-time investment.<\/p><p>With interest rates starting at\u00a0<strong>12% per annum for 12 months<\/strong>\u00a0and going up to\u00a0<strong>12% per annum for tenures of 36 months and above<\/strong>, NMD Society&#8217;s RD scheme offers returns that far exceed those offered by banks, post offices, or other savings instruments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a3e66d1 e-con-full e-flex e-con e-child\" data-id=\"a3e66d1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70c5c9d elementor-widget elementor-widget-text-editor\" data-id=\"70c5c9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Start with just \u20b9500 per month<\/strong>\u00a0\u2014 deposit in multiples of \u20b9500. Choose your tenure from 12 to 72 months. Your money grows steadily with guaranteed returns, fully backed by a registered co-operative society.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ee1c21 elementor-widget elementor-widget-text-editor\" data-id=\"5ee1c21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Whether you are saving for a child&#8217;s education, a family vacation, home renovation, or a retirement nest egg \u2014 a disciplined RD with NMD Society will get you there. The longer the tenure, the higher the interest rate and the bigger the maturity amount.<\/p><p>The scheme also offers a\u00a0<strong>loan facility of up to 90%<\/strong>\u00a0of your accumulated RD value \u2014 meaning your savings are always working for you, even in emergencies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b39e02 e-con-full e-flex e-con e-child\" data-id=\"9b39e02\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e0852d4 elementor-widget elementor-widget-html\" data-id=\"e0852d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- RATE CARD -->\n      <div class=\"rate-card reveal\">\n        <div class=\"rc-tag\">Recurring Deposit (RD)<\/div>\n        <div class=\"rc-label\">Interest Rates<\/div>\n        <div class=\"rc-heading\">12% per annum<\/div>\n        <div class=\"rc-sub\">Based on chosen tenure \u00b7 Compounded quarterly<\/div>\n        <div class=\"rd-rate-pills\">\n          <div class=\"rd-pill\">\n            <div class=\"rp-months\">12 Months<\/div>\n            <div class=\"rp-rate\">10%<\/div>\n          <\/div>\n          <div class=\"rd-pill\">\n            <div class=\"rp-months\">24 Months<\/div>\n            <div class=\"rp-rate\">11%<\/div>\n          <\/div>\n          <div class=\"rd-pill highlight\">\n            <div class=\"rp-months\">36 Months<\/div>\n            <div class=\"rp-rate\">12%<\/div>\n          <\/div>\n          <div class=\"rd-pill highlight\">\n            <div class=\"rp-months\">48 \u2013 72 Months<\/div>\n            <div class=\"rp-rate\">12%<\/div>\n          <\/div>\n        <\/div>\n        <div class=\"rc-features\">\n          <div class=\"rc-feat\"><div class=\"rc-feat-dot\"><\/div>Start from \u20b9500\/month (multiples of \u20b9500)<\/div>\n          <div class=\"rc-feat\"><div class=\"rc-feat-dot\"><\/div>6 tenure options: 12 to 72 months<\/div>\n          <div class=\"rc-feat\"><div class=\"rc-feat-dot\"><\/div>No TDS on interest earned<\/div>\n          <div class=\"rc-feat\"><div class=\"rc-feat-dot\"><\/div>Loan up to 90% of accumulated value<\/div>\n          <div class=\"rc-feat\"><div class=\"rc-feat-dot\"><\/div>Nomination facility available<\/div>\n          <div class=\"rc-feat\"><div class=\"rc-feat-dot\"><\/div>Auto-renewal option at maturity<\/div>\n        <\/div>\n        <a href=\"#calculator\" class=\"rc-cta\">Calculate My RD Returns \u2192<\/a>\n      <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c7bd42f e-flex e-con-boxed e-con e-parent\" data-id=\"c7bd42f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fbd76fb elementor-widget elementor-widget-html\" data-id=\"fbd76fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- RD RATES TABLES -->\n<section class=\"rates-section\">\n  <div class=\"container\">\n    <div class=\"reveal\">\n      <div class=\"section-label\">RD Maturity Tables<\/div>\n      <h2 class=\"section-title\">See Exactly How Much You Will Earn<\/h2>\n      <p style=\"color:var(--muted);font-size:.93rem;max-width:580px\">Select a tenure below to see the maturity value for different monthly installment amounts. All values are indicative based on applicable rates.<\/p>\n    <\/div>\n    <div style=\"margin-top:2rem\" class=\"reveal\">\n      <div class=\"tab-nav\">\n        <button class=\"tab-btn active\" onclick=\"showTab('t12',this)\">12 Months <span class=\"rate-pill\" style=\"font-size:.65rem;padding:.12rem .5rem;margin-left:.3rem\">12%<\/span><\/button>\n        <button class=\"tab-btn\" onclick=\"showTab('t24',this)\">24 Months <span class=\"rate-pill\" style=\"font-size:.65rem;padding:.12rem .5rem;margin-left:.3rem\">11%<\/span><\/button>\n        <button class=\"tab-btn\" onclick=\"showTab('t36',this)\">36 Months <span class=\"rate-pill g\" style=\"font-size:.65rem;padding:.12rem .5rem;margin-left:.3rem\">12%<\/span><\/button>\n        <button class=\"tab-btn\" onclick=\"showTab('t48',this)\">48 Months <span class=\"rate-pill g\" style=\"font-size:.65rem;padding:.12rem .5rem;margin-left:.3rem\">12%<\/span><\/button>\n        <button class=\"tab-btn\" onclick=\"showTab('t60',this)\">60 Months <span class=\"rate-pill g\" style=\"font-size:.65rem;padding:.12rem .5rem;margin-left:.3rem\">12%<\/span><\/button>\n        <button class=\"tab-btn\" onclick=\"showTab('t72',this)\">72 Months <span class=\"rate-pill g\" style=\"font-size:.65rem;padding:.12rem .5rem;margin-left:.3rem\">12%<\/span><\/button>\n      <\/div>\n\n      <!-- 12 MONTHS -->\n      <div class=\"tab-pane active\" id=\"t12\">\n        <div class=\"rates-wrap\">\n          <table>\n            <thead><tr><th>Monthly Installment<\/th><th>Total Deposited<\/th><th>Interest Earned<\/th><th>Maturity Amount<\/th><\/tr><\/thead>\n            <tbody>\n              <tr><td>\u20b9500<\/td><td>\u20b96,000<\/td><td class=\"interest-val\">\u20b9325<\/td><td class=\"maturity-val\">\u20b96,325<\/td><\/tr>\n              <tr><td>\u20b91,000<\/td><td>\u20b912,000<\/td><td class=\"interest-val\">\u20b9650<\/td><td class=\"maturity-val\">\u20b912,650<\/td><\/tr>\n              <tr><td>\u20b92,000<\/td><td>\u20b924,000<\/td><td class=\"interest-val\">\u20b91,300<\/td><td class=\"maturity-val\">\u20b925,300<\/td><\/tr>\n              <tr><td>\u20b95,000<\/td><td>\u20b960,000<\/td><td class=\"interest-val\">\u20b93,250<\/td><td class=\"maturity-val\">\u20b963,250<\/td><\/tr>\n              <tr><td>\u20b910,000<\/td><td>\u20b91,20,000<\/td><td class=\"interest-val\">\u20b96,500<\/td><td class=\"maturity-val\">\u20b91,26,500<\/td><\/tr>\n            <\/tbody>\n          <\/table>\n        <\/div>\n      <\/div>\n\n      <!-- 24 MONTHS -->\n      <div class=\"tab-pane\" id=\"t24\">\n        <div class=\"rates-wrap\">\n          <table>\n            <thead><tr><th>Monthly Installment<\/th><th>Total Deposited<\/th><th>Interest Earned<\/th><th>Maturity Amount<\/th><\/tr><\/thead>\n            <tbody>\n              <tr><td>\u20b9500<\/td><td>\u20b912,000<\/td><td class=\"interest-val\">\u20b91,414<\/td><td class=\"maturity-val\">\u20b913,414<\/td><\/tr>\n              <tr><td>\u20b91,000<\/td><td>\u20b924,000<\/td><td class=\"interest-val\">\u20b92,829<\/td><td class=\"maturity-val\">\u20b926,829<\/td><\/tr>\n              <tr><td>\u20b92,000<\/td><td>\u20b948,000<\/td><td class=\"interest-val\">\u20b95,657<\/td><td class=\"maturity-val\">\u20b953,657<\/td><\/tr>\n              <tr><td>\u20b95,000<\/td><td>\u20b91,20,000<\/td><td class=\"interest-val\">\u20b914,143<\/td><td class=\"maturity-val\">\u20b91,34,143<\/td><\/tr>\n              <tr><td>\u20b910,000<\/td><td>\u20b92,40,000<\/td><td class=\"interest-val\">\u20b928,287<\/td><td class=\"maturity-val\">\u20b92,68,287<\/td><\/tr>\n            <\/tbody>\n          <\/table>\n        <\/div>\n      <\/div>\n\n      <!-- 36 MONTHS -->\n      <div class=\"tab-pane\" id=\"t36\">\n        <div class=\"rates-wrap\">\n          <table>\n            <thead><tr><th>Monthly Installment<\/th><th>Total Deposited<\/th><th>Interest Earned<\/th><th>Maturity Amount<\/th><\/tr><\/thead>\n            <tbody>\n              <tr><td>\u20b9500<\/td><td>\u20b918,000<\/td><td class=\"interest-val\">\u20b93,562<\/td><td class=\"maturity-val\">\u20b921,562<\/td><\/tr>\n              <tr><td>\u20b91,000<\/td><td>\u20b936,000<\/td><td class=\"interest-val\">\u20b97,125<\/td><td class=\"maturity-val\">\u20b943,125<\/td><\/tr>\n              <tr><td>\u20b92,000<\/td><td>\u20b972,000<\/td><td class=\"interest-val\">\u20b914,250<\/td><td class=\"maturity-val\">\u20b986,250<\/td><\/tr>\n              <tr><td>\u20b95,000<\/td><td>\u20b91,80,000<\/td><td class=\"interest-val\">\u20b935,634<\/td><td class=\"maturity-val\">\u20b92,15,634<\/td><\/tr>\n              <tr><td>\u20b910,000<\/td><td>\u20b93,60,000<\/td><td class=\"interest-val\">\u20b971,248<\/td><td class=\"maturity-val\">\u20b94,31,248<\/td><\/tr>\n            <\/tbody>\n          <\/table>\n        <\/div>\n      <\/div>\n\n      <!-- 48 MONTHS -->\n      <div class=\"tab-pane\" id=\"t48\">\n        <div class=\"rates-wrap\">\n          <table>\n            <thead><tr><th>Monthly Installment<\/th><th>Total Deposited<\/th><th>Interest Earned<\/th><th>Maturity Amount<\/th><\/tr><\/thead>\n            <tbody>\n              <tr><td>\u20b9500<\/td><td>\u20b924,000<\/td><td class=\"interest-val\">\u20b96,540<\/td><td class=\"maturity-val\">\u20b930,540<\/td><\/tr>\n              <tr><td>\u20b91,000<\/td><td>\u20b948,000<\/td><td class=\"interest-val\">\u20b913,080<\/td><td class=\"maturity-val\">\u20b961,080<\/td><\/tr>\n              <tr><td>\u20b92,000<\/td><td>\u20b996,000<\/td><td class=\"interest-val\">\u20b926,160<\/td><td class=\"maturity-val\">\u20b91,22,160<\/td><\/tr>\n              <tr><td>\u20b95,000<\/td><td>\u20b92,40,000<\/td><td class=\"interest-val\">\u20b965,399<\/td><td class=\"maturity-val\">\u20b93,05,399<\/td><\/tr>\n              <tr><td>\u20b910,000<\/td><td>\u20b94,80,000<\/td><td class=\"interest-val\">\u20b91,30,798<\/td><td class=\"maturity-val\">\u20b96,10,798<\/td><\/tr>\n            <\/tbody>\n          <\/table>\n        <\/div>\n      <\/div>\n\n      <!-- 60 MONTHS -->\n      <div class=\"tab-pane\" id=\"t60\">\n        <div class=\"rates-wrap\">\n          <table>\n            <thead><tr><th>Monthly Installment<\/th><th>Total Deposited<\/th><th>Interest Earned<\/th><th>Maturity Amount<\/th><\/tr><\/thead>\n            <tbody>\n              <tr><td>\u20b9500<\/td><td>\u20b930,000<\/td><td class=\"interest-val\">\u20b910,595<\/td><td class=\"maturity-val\">\u20b940,595<\/td><\/tr>\n              <tr><td>\u20b91,000<\/td><td>\u20b960,000<\/td><td class=\"interest-val\">\u20b921,189<\/td><td class=\"maturity-val\">\u20b981,189<\/td><\/tr>\n              <tr><td>\u20b92,000<\/td><td>\u20b91,20,000<\/td><td class=\"interest-val\">\u20b942,379<\/td><td class=\"maturity-val\">\u20b91,62,379<\/td><\/tr>\n              <tr><td>\u20b95,000<\/td><td>\u20b93,00,000<\/td><td class=\"interest-val\">\u20b91,05,947<\/td><td class=\"maturity-val\">\u20b94,05,947<\/td><\/tr>\n              <tr><td>\u20b910,000<\/td><td>\u20b96,00,000<\/td><td class=\"interest-val\">\u20b92,11,894<\/td><td class=\"maturity-val\">\u20b98,11,894<\/td><\/tr>\n            <\/tbody>\n          <\/table>\n        <\/div>\n      <\/div>\n\n      <!-- 72 MONTHS -->\n      <div class=\"tab-pane\" id=\"t72\">\n        <div class=\"rates-wrap\">\n          <table>\n            <thead><tr><th>Monthly Installment<\/th><th>Total Deposited<\/th><th>Interest Earned<\/th><th>Maturity Amount<\/th><\/tr><\/thead>\n            <tbody>\n              <tr><td>\u20b9500<\/td><td>\u20b936,000<\/td><td class=\"interest-val\">\u20b914,656<\/td><td class=\"maturity-val\">\u20b950,656<\/td><\/tr>\n              <tr><td>\u20b91,000<\/td><td>\u20b972,000<\/td><td class=\"interest-val\">\u20b929,313<\/td><td class=\"maturity-val\">\u20b91,01,313<\/td><\/tr>\n              <tr><td>\u20b92,000<\/td><td>\u20b91,44,000<\/td><td class=\"interest-val\">\u20b958,626<\/td><td class=\"maturity-val\">\u20b92,02,626<\/td><\/tr>\n              <tr><td>\u20b95,000<\/td><td>\u20b93,60,000<\/td><td class=\"interest-val\">\u20b91,46,566<\/td><td class=\"maturity-val\">\u20b95,06,566<\/td><\/tr>\n              <tr><td>\u20b910,000<\/td><td>\u20b97,20,000<\/td><td class=\"interest-val\">\u20b92,93,132<\/td><td class=\"maturity-val\">\u20b910,13,132<\/td><\/tr>\n            <\/tbody>\n          <\/table>\n        <\/div>\n      <\/div>\n    <\/div>\n    <p style=\"font-size:.8rem;margin-top:1rem;padding:0 .25rem\" class=\"reveal\">* All values are indicative. Actual maturity amounts may vary slightly based on the date of deposit and applicable Society policies at the time of enrollment. Please visit your nearest NMD Society branch for precise figures.<\/p>\n  <\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d8b3b1 e-flex e-con-boxed e-con e-parent\" data-id=\"2d8b3b1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d148a1b elementor-widget elementor-widget-html\" data-id=\"d148a1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- RD CALCULATOR -->\n<section class=\"calc-section\" id=\"calculator\">\n  <div class=\"container\">\n    <div class=\"reveal\">\n      <div class=\"section-label\">RD Calculator<\/div>\n      <h2 class=\"section-title\">Calculate Your RD Maturity Amount<\/h2>\n      <p style=\"color:var(--muted);font-size:.93rem;max-width:540px\">Enter your monthly installment and select a tenure to instantly see your total corpus at maturity.<\/p>\n    <\/div>\n    <div class=\"calc-grid\">\n      <div class=\"calc-form reveal\">\n        <h3><div class=\"ch-icon\"><\/div>RD Details<\/h3>\n\n        <div class=\"form-group\">\n          <label>Monthly Installment (\u20b9)<\/label>\n          <div class=\"range-wrap\">\n            <span class=\"range-val-label\" id=\"instLabel\">\u20b92,000<\/span>\n            <input type=\"range\" id=\"instRange\" min=\"500\" max=\"50000\" step=\"500\" value=\"2000\" oninput=\"updateInst(this.value)\"\/>\n          <\/div>\n          <input type=\"number\" id=\"instInput\" value=\"2000\" min=\"500\" step=\"500\" placeholder=\"Min \u20b9500 (multiples of \u20b9500)\" oninput=\"syncInst(this.value)\" style=\"margin-top:.75rem\"\/>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label>Select Tenure<\/label>\n          <div class=\"tenure-grid\">\n            <button class=\"ten-btn active\" onclick=\"setTenure(this,12,10)\">12 Months<small>10% p.a.<\/small><\/button>\n            <button class=\"ten-btn\" onclick=\"setTenure(this,24,11)\">24 Months<small>11% p.a.<\/small><\/button>\n            <button class=\"ten-btn\" onclick=\"setTenure(this,36,12)\">36 Months<small>12% p.a.<\/small><\/button>\n            <button class=\"ten-btn\" onclick=\"setTenure(this,48,12)\">48 Months<small>12% p.a.<\/small><\/button>\n            <button class=\"ten-btn\" onclick=\"setTenure(this,60,12)\">60 Months<small>12% p.a.<\/small><\/button>\n            <button class=\"ten-btn\" onclick=\"setTenure(this,72,12)\">72 Months<small>12% p.a.<\/small><\/button>\n          <\/div>\n        <\/div>\n\n        <div class=\"form-group\">\n          <label>Interest Rate (% p.a.)<\/label>\n          <input type=\"number\" id=\"rateInput\" value=\"10\" min=\"1\" max=\"20\" step=\"0.1\" oninput=\"calcRD()\"\/>\n        <\/div>\n\n        <button class=\"calc-btn\" onclick=\"calcRD()\">Calculate Maturity Amount<\/button>\n      <\/div>\n\n      <div class=\"calc-result reveal\">\n        <h3>Your RD Summary<\/h3>\n        <div class=\"result-maturity\">\n          <div class=\"rm-label\">Maturity Amount<\/div>\n          <div class=\"rm-amount\" id=\"maturityAmt\">\u20b925,300<\/div>\n          <div class=\"rm-note\" id=\"maturityNote\">\u20b92,000\/month for 12 months<\/div>\n        <\/div>\n        <div class=\"result-row\"><span class=\"rr-label\">Monthly Installment<\/span><span class=\"rr-val\" id=\"resInst\">\u20b92,000<\/span><\/div>\n        <div class=\"result-row\"><span class=\"rr-label\">Total Deposited<\/span><span class=\"rr-val\" id=\"resTotal\">\u20b924,000<\/span><\/div>\n        <div class=\"result-row\"><span class=\"rr-label\">Interest Earned<\/span><span class=\"rr-val\" style=\"color:var(--gold-rich)\" id=\"resInterest\">\u20b91,300<\/span><\/div>\n        <div class=\"result-row\"><span class=\"rr-label\">Interest Rate<\/span><span class=\"rr-val\" id=\"resRate\">10% p.a.<\/span><\/div>\n        <div class=\"result-row\"><span class=\"rr-label\">Tenure<\/span><span class=\"rr-val\" id=\"resTenure\">12 Months<\/span><\/div>\n        <div class=\"result-row\"><span class=\"rr-label\">Loan Eligibility (90%)<\/span><span class=\"rr-val\" style=\"color:#6ee7a0\" id=\"resLoan\">\u20b922,770<\/span><\/div>\n\n        <div class=\"growth-chart\">\n          <div class=\"gc-title\">Principal vs Interest Growth<\/div>\n          <div class=\"gc-bars\" id=\"gcBars\"><\/div>\n          <div class=\"gc-legend\">\n            <div class=\"gc-legend-item\"><div class=\"gc-dot\" style=\"background:rgba(255,255,255,.3)\"><\/div>Principal deposited<\/div>\n            <div class=\"gc-legend-item\"><div class=\"gc-dot\" style=\"background:var(--gold-rich)\"><\/div>Interest earned<\/div>\n          <\/div>\n        <\/div>\n\n        <div class=\"yearly-table\">\n          <div class=\"yr-title\">Yearly Maturity Snapshot<\/div>\n          <div id=\"yrRows\"><\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c10e2d0 e-flex e-con-boxed e-con e-parent\" data-id=\"c10e2d0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5cecbe elementor-widget elementor-widget-html\" data-id=\"d5cecbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- KEY FEATURES -->\n<section class=\"features-section\">\n  <div class=\"container\">\n    <div class=\"reveal\">\n      <div class=\"section-label\">Why Choose NMD RD<\/div>\n      <h2 class=\"section-title\">Features That Make NMD RD Stand Out<\/h2>\n      <p style=\"color:var(--muted);font-size:.93rem;max-width:540px\">Designed for disciplined savers \u2014 every feature of the NMD Recurring Deposit scheme puts your interests first.<\/p>\n    <\/div>\n    <div class=\"features-grid\">\n      <div class=\"feat-card reveal\">\n        <div class=\"feat-icon-box fi-gold\">\ud83d\udcc8<\/div>\n        <div class=\"feat-body\">\n          <h4>High Interest Rates (Up to 12%)<\/h4>\n          <p>Earn up to 12% p.a. on your recurring deposits \u2014 substantially higher than banks and post office RD schemes. The longer you invest, the more you earn.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"feat-card reveal\">\n        <div class=\"feat-icon-box fi-green\">\ud83d\udcb8<\/div>\n        <div class=\"feat-body\">\n          <h4>Start with Just \u20b9500\/Month<\/h4>\n          <p>You don't need a large lump sum. Begin your RD with as little as \u20b9500 per month and deposit in multiples of \u20b9500. Ideal for every income level.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"feat-card reveal\">\n        <div class=\"feat-icon-box fi-navy\">\ud83d\uddd3\ufe0f<\/div>\n        <div class=\"feat-body\">\n          <h4>6 Flexible Tenure Options<\/h4>\n          <p>Choose from 12, 24, 36, 48, 60, or 72 months \u2014 short-term flexibility or long-term wealth creation, you pick what works for your financial goals.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"feat-card reveal\">\n        <div class=\"feat-icon-box fi-amber\">\ud83d\udeab<\/div>\n        <div class=\"feat-body\">\n          <h4>No TDS on Interest<\/h4>\n          <p>Interest earned on your NMD Society Recurring Deposit is <strong>not subject to TDS<\/strong>. Receive your full maturity amount \u2014 zero deduction at source.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"feat-card reveal\">\n        <div class=\"feat-icon-box fi-green\">\ud83c\udfe7<\/div>\n        <div class=\"feat-body\">\n          <h4>Loan Against RD (Up to 90%)<\/h4>\n          <p>Need emergency funds? Avail a loan of up to 90% of the accumulated RD value without breaking the deposit \u2014 at just 2% above the RD rate on reducing balance.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"feat-card reveal\">\n        <div class=\"feat-icon-box fi-purple\">\ud83d\udc68\u200d\ud83d\udc69\u200d\ud83d\udc67<\/div>\n        <div class=\"feat-body\">\n          <h4>Nomination Facility<\/h4>\n          <p>Register a nominee for your RD account. In case of any unforeseen event, the maturity amount will be smoothly transferred to your nominated beneficiary.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"feat-card reveal\">\n        <div class=\"feat-icon-box fi-gold\">\ud83d\udd04<\/div>\n        <div class=\"feat-body\">\n          <h4>Auto-Renewal at Maturity<\/h4>\n          <p>Opt for automatic renewal and keep your savings growing without any interruption. Renew at the prevailing interest rate for a fresh tenure of your choice.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"feat-card reveal\">\n        <div class=\"feat-icon-box fi-navy\">\ud83d\udee1\ufe0f<\/div>\n        <div class=\"feat-body\">\n          <h4>Safe, Registered &amp; Transparent<\/h4>\n          <p>NMD Society is a registered co-operative under the Co-operative Societies Act, supervised by the RCS. All transactions are fully computerised and transparent.<\/p>\n        <\/div>\n      <\/div>\n      <div class=\"feat-card reveal\">\n        <div class=\"feat-icon-box fi-amber\">\ud83c\udfaf<\/div>\n        <div class=\"feat-body\">\n          <h4>Goal-Based Savings<\/h4>\n          <p>RD is perfect for planned goals. Set a target amount, pick the monthly installment and tenure that gets you there, and let NMD Society do the rest.<\/p>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e1e1f84 e-flex e-con-boxed e-con e-parent\" data-id=\"e1e1f84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c6f507 elementor-widget elementor-widget-html\" data-id=\"6c6f507\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- HOW TO OPEN -->\n<section class=\"steps-section\">\n  <div class=\"container\">\n    <div class=\"reveal\" style=\"text-align:center\">\n      <div class=\"section-label\">Simple Process<\/div>\n      <h2 class=\"section-title\" style=\"margin:auto\">How to Open Your RD Account<\/h2>\n      <p style=\"color:var(--muted);max-width:480px;margin:auto;font-size:.92rem\">Opening a Recurring Deposit with NMD Society is fast, simple, and completely hassle-free.<\/p>\n    <\/div>\n    <div class=\"steps-grid\">\n      <div class=\"step-card reveal\">\n        <div class=\"step-num\">01<\/div>\n        <h4>Become a Member<\/h4>\n        <p>An active NMD Society membership is required. Visit the nearest branch with your KYC documents to enroll as a member \u2014 it takes just a few minutes.<\/p>\n      <\/div>\n      <div class=\"step-card reveal\">\n        <div class=\"step-num\">02<\/div>\n        <h4>Visit the Branch<\/h4>\n        <p>Walk into any NMD Society branch. Our staff will provide you with the RD Application Form and help you choose the right installment amount and tenure.<\/p>\n      <\/div>\n      <div class=\"step-card reveal\">\n        <div class=\"step-num\">03<\/div>\n        <h4>Choose Your Plan<\/h4>\n        <p>Decide on your monthly installment (min. \u20b9500), tenure (12\u201372 months), and nominee details. Our team will calculate and show you the expected maturity value.<\/p>\n      <\/div>\n      <div class=\"step-card reveal\">\n        <div class=\"step-num\">04<\/div>\n        <h4>Submit Documents<\/h4>\n        <p>Submit the filled RD form with your KYC documents (Aadhaar, PAN, photo, address proof) and first month's installment to activate your account.<\/p>\n      <\/div>\n      <div class=\"step-card reveal\">\n        <div class=\"step-num\">05<\/div>\n        <h4>Deposit Monthly &amp; Grow<\/h4>\n        <p>Pay your installment every month. Watch your corpus grow steadily, and collect a lump-sum maturity amount at the end of your chosen tenure.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8b1f19 e-flex e-con-boxed e-con e-parent\" data-id=\"f8b1f19\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc482fb elementor-widget elementor-widget-html\" data-id=\"bc482fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- DOCUMENTS -->\n<section class=\"docs-section\">\n  <div class=\"container\">\n    <div class=\"reveal\" style=\"text-align:center\">\n      <div class=\"section-label\">Documentation<\/div>\n      <h2 class=\"section-title\" style=\"margin:auto\">Documents Required<\/h2>\n      <p style=\"color:rgba(255,255,255,.6);max-width:480px;margin:auto;font-size:.92rem\">Keep the following documents ready for a quick and smooth RD account opening experience.<\/p>\n    <\/div>\n    <div class=\"docs-grid\">\n      <div class=\"doc-group reveal\">\n        <h4>\ud83e\udeaa Identity &amp; Address Proof<\/h4>\n        <ul class=\"doc-list\">\n          <li>Aadhaar Card (mandatory)<\/li>\n          <li>Voter ID Card<\/li>\n          <li>PAN Card<\/li>\n          <li>Passport (if available)<\/li>\n          <li>Electricity or Water Bill (address proof)<\/li>\n          <li>Rent Agreement + Landlord's ID (for tenants)<\/li>\n        <\/ul>\n      <\/div>\n      <div class=\"doc-group reveal\">\n        <h4>\ud83d\udcf8 Additional Requirements<\/h4>\n        <ul class=\"doc-list\">\n          <li>3 recent passport-size photographs<\/li>\n          <li>Completed RD Application Form (from branch)<\/li>\n          <li>Active NMD Society Membership details<\/li>\n          <li>Nominee's name, relationship &amp; Aadhaar\/ID proof<\/li>\n          <li>Mode of monthly installment payment (cash\/cheque)<\/li>\n          <li>Mobile number for SMS alerts &amp; reminders<\/li>\n        <\/ul>\n      <\/div>\n    <\/div>\n    <div style=\"margin-top:2rem;background:rgba(240,192,64,.08);border:1px solid rgba(240,192,64,.2);border-radius:var(--radius);padding:1.5rem 2rem\" class=\"reveal\">\n      <p style=\"color:var(--gold-rich);font-size:.88rem;font-weight:600;margin-bottom:.4rem\">\u26a0\ufe0f Installment Reminder<\/p>\n      <p style=\"color:rgba(255,255,255,.65);font-size:.85rem;line-height:1.7\">To avoid any default penalties or interruption of your RD, please ensure your monthly installment is paid on or before the due date. NMD Society will send SMS reminders before your installment due date. For any difficulties, contact your branch immediately.<\/p>\n    <\/div>\n  <\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a856764 e-flex e-con-boxed e-con e-parent\" data-id=\"a856764\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e67424a elementor-widget elementor-widget-html\" data-id=\"e67424a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- FAQ -->\n<section style=\"background:var(--off-white)\">\n  <div class=\"container\">\n    <div class=\"reveal\">\n      <div class=\"section-label\">Common Questions<\/div>\n      <h2 class=\"section-title\">Frequently Asked Questions<\/h2>\n    <\/div>\n    <div class=\"faq-list\">\n      <div class=\"faq-item reveal\">\n        <div class=\"faq-q\" onclick=\"toggleFaq(this)\">What is the minimum monthly installment for the NMD Society RD?<span class=\"arrow\">\u25bc<\/span><\/div>\n        <div class=\"faq-a\">The minimum monthly installment is <strong>\u20b9500<\/strong>. Subsequent installments must be in multiples of \u20b9500. There is no upper limit on the installment amount you can choose.<\/div>\n      <\/div>\n      <div class=\"faq-item reveal\">\n        <div class=\"faq-q\" onclick=\"toggleFaq(this)\">What are the available tenure options for the RD scheme?<span class=\"arrow\">\u25bc<\/span><\/div>\n        <div class=\"faq-a\">NMD Society offers <strong>6 flexible tenure options<\/strong>: 12 months (10% p.a.), 24 months (11% p.a.), 36 months (12% p.a.), 48 months (12% p.a.), 60 months (12% p.a.), and 72 months (12% p.a.). The longer the tenure, the higher the rate and the greater the total interest earned.<\/div>\n      <\/div>\n      <div class=\"faq-item reveal\">\n        <div class=\"faq-q\" onclick=\"toggleFaq(this)\">Is TDS deducted on RD interest at NMD Society?<span class=\"arrow\">\u25bc<\/span><\/div>\n        <div class=\"faq-a\">No. <strong>No TDS (Tax Deducted at Source) is applicable<\/strong> on the interest earned on Recurring Deposits with NMD Society. You receive the complete maturity amount with full interest \u2014 nothing deducted.<\/div>\n      <\/div>\n      <div class=\"faq-item reveal\">\n        <div class=\"faq-q\" onclick=\"toggleFaq(this)\">Can I take a loan against my Recurring Deposit?<span class=\"arrow\">\u25bc<\/span><\/div>\n        <div class=\"faq-a\">Yes. Members can avail a loan of <strong>up to 90% of the accumulated RD value<\/strong> without closing the RD account. The loan interest is charged at 2% above the RD interest rate on a reducing balance basis. Your RD continues to earn interest even while the loan is active.<\/div>\n      <\/div>\n      <div class=\"faq-item reveal\">\n        <div class=\"faq-q\" onclick=\"toggleFaq(this)\">What happens if I miss an installment?<span class=\"arrow\">\u25bc<\/span><\/div>\n        <div class=\"faq-a\">Missing an installment may result in a penalty as per NMD Society's terms and conditions. We strongly advise members to pay installments on time. NMD Society sends SMS reminders before each due date. If you anticipate difficulty in paying an installment, contact your nearest branch immediately to discuss options.<\/div>\n      <\/div>\n      <div class=\"faq-item reveal\">\n        <div class=\"faq-q\" onclick=\"toggleFaq(this)\">Can I close my RD before maturity?<span class=\"arrow\">\u25bc<\/span><\/div>\n        <div class=\"faq-a\">Pre-mature closure is permitted subject to NMD Society's terms and conditions. A premature closure may involve a reduction in the applicable interest rate. We recommend completing the full tenure to maximise your returns. Contact your branch for specific pre-closure guidelines applicable to your account.<\/div>\n      <\/div>\n      <div class=\"faq-item reveal\">\n        <div class=\"faq-q\" onclick=\"toggleFaq(this)\">Can I open multiple RD accounts?<span class=\"arrow\">\u25bc<\/span><\/div>\n        <div class=\"faq-a\">Yes. NMD Society members are permitted to open multiple Recurring Deposit accounts with different installment amounts and tenures \u2014 for example, one RD for a child's education and another for a home renovation goal. Each account is treated independently.<\/div>\n      <\/div>\n      <div class=\"faq-item reveal\">\n        <div class=\"faq-q\" onclick=\"toggleFaq(this)\">Is nomination compulsory for an RD account?<span class=\"arrow\">\u25bc<\/span><\/div>\n        <div class=\"faq-a\">Nomination is not compulsory but is <strong>strongly recommended<\/strong>. NMD Society provides a nomination facility for all RD accounts. It ensures a smooth transfer of maturity proceeds to your chosen family member in case of an unfortunate event. You can register or change a nominee at your nearest branch.<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a30932d e-flex e-con-boxed e-con e-parent\" data-id=\"a30932d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06f9572 elementor-widget elementor-widget-html\" data-id=\"06f9572\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script>\n\/* \u2500\u2500\u2500 TABS \u2500\u2500\u2500 *\/\nfunction showTab(id, btn){\n  document.querySelectorAll('.tab-pane').forEach(p=>p.classList.remove('active'));\n  document.querySelectorAll('.tab-btn').forEach(b=>b.classList.remove('active'));\n  document.getElementById(id).classList.add('active');\n  btn.classList.add('active');\n}\n\n\/* \u2500\u2500\u2500 CALCULATOR \u2500\u2500\u2500 *\/\nlet selMonths = 12;\nlet selRate   = 10;\n\nfunction fmt(n){ return '\u20b9' + Math.round(n).toLocaleString('en-IN'); }\n\nfunction updateInst(v){\n  document.getElementById('instLabel').textContent = fmt(v);\n  document.getElementById('instInput').value = v;\n  calcRD();\n}\nfunction syncInst(v){\n  const val = Math.min(50000, Math.max(500, parseInt(v)||500));\n  document.getElementById('instRange').value = val;\n  document.getElementById('instLabel').textContent = fmt(val);\n  calcRD();\n}\nfunction setTenure(btn, months, rate){\n  document.querySelectorAll('.ten-btn').forEach(b=>b.classList.remove('active'));\n  btn.classList.add('active');\n  selMonths = months;\n  selRate   = rate;\n  document.getElementById('rateInput').value = rate;\n  calcRD();\n}\n\nfunction calcRD(){\n  const P = parseFloat(document.getElementById('instInput').value) || 2000;\n  const r = parseFloat(document.getElementById('rateInput').value) || 10;\n  const n = selMonths;\n  const monthlyR = r \/ 100 \/ 12;\n\n  \/\/ RD maturity = P * [ (1+r\/12)^n - 1 ] \/ (r\/12) * (1+r\/12)\n  let maturity = P * ((Math.pow(1 + monthlyR, n) - 1) \/ monthlyR) * (1 + monthlyR);\n  const totalDeposited = P * n;\n  const interest = maturity - totalDeposited;\n  const loan = maturity * 0.90;\n\n  document.getElementById('maturityAmt').textContent  = fmt(maturity);\n  document.getElementById('maturityNote').textContent = fmt(P)+'\/month for '+n+' months';\n  document.getElementById('resInst').textContent      = fmt(P);\n  document.getElementById('resTotal').textContent     = fmt(totalDeposited);\n  document.getElementById('resInterest').textContent  = fmt(interest);\n  document.getElementById('resRate').textContent      = r+'% p.a.';\n  document.getElementById('resTenure').textContent    = n+' Months';\n  document.getElementById('resLoan').textContent      = fmt(loan);\n\n  \/\/ bar chart \u2014 yearly snapshots\n  const barsContainer = document.getElementById('gcBars');\n  const yrContainer   = document.getElementById('yrRows');\n  barsContainer.innerHTML = '';\n  yrContainer.innerHTML   = '';\n\n  const years = Math.ceil(n \/ 12);\n  let maxMat  = 0;\n  const snapshots = [];\n\n  for(let y = 1; y <= years; y++){\n    const m2 = Math.min(y * 12, n);\n    const mat2 = P * ((Math.pow(1 + monthlyR, m2) - 1) \/ monthlyR) * (1 + monthlyR);\n    const dep2 = P * m2;\n    if(mat2 > maxMat) maxMat = mat2;\n    snapshots.push({y, m:m2, mat:mat2, dep:dep2, int:mat2-dep2});\n  }\n\n  snapshots.forEach(s=>{\n    const pctP = (s.dep \/ maxMat) * 100;\n    const pctI = ((s.int) \/ maxMat) * 100;\n    const col  = document.createElement('div');\n    col.style.cssText = 'flex:1;display:flex;flex-direction:column;align-items:center;gap:2px;height:100%';\n    col.innerHTML = `\n      <div style=\"flex:1;width:100%;display:flex;flex-direction:column;justify-content:flex-end;gap:2px\">\n        <div class=\"gc-bar gc-bar-interest\" style=\"width:100%;height:${Math.max(pctI,1)}%\"><\/div>\n        <div class=\"gc-bar gc-bar-principal\" style=\"width:100%;height:${Math.max(pctP,2)}%\"><\/div>\n      <\/div>\n      <div style=\"font-size:.64rem;color:rgba(255,255,255,.4);margin-top:3px\">Y${s.y}<\/div>`;\n    barsContainer.appendChild(col);\n\n    const row = document.createElement('div');\n    row.className = 'yr-row';\n    row.innerHTML = `<span>Year ${s.y} (${s.m}M)<\/span><span>${fmt(s.dep)} deposited<\/span><span>${fmt(s.mat)}<\/span>`;\n    yrContainer.appendChild(row);\n  });\n}\ncalcRD();\n\n\/* \u2500\u2500\u2500 FAQ \u2500\u2500\u2500 *\/\nfunction toggleFaq(el){\n  const item = el.parentElement;\n  const isOpen = item.classList.contains('open');\n  document.querySelectorAll('.faq-item').forEach(i=>i.classList.remove('open'));\n  if(!isOpen) item.classList.add('open');\n}\n\n\/* \u2500\u2500\u2500 REVEAL \u2500\u2500\u2500 *\/\nconst io = new IntersectionObserver(entries=>{\n  entries.forEach(e=>{if(e.isIntersecting){e.target.classList.add('visible');io.unobserve(e.target);}});\n},{threshold:.1});\ndocument.querySelectorAll('.reveal').forEach(el=>io.observe(el));\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Up to 12% Interest p.a. Start with \u20b9500\/month No TDS Deduction Loan up to 90% of RD 6 Flexible Tenures Recurring Deposit (RD) Scheme Save a little every month, earn big at maturity. NMD Society&#8217;s RD scheme Get Membership Form Recurring Deposit Scheme Build a Corpus \u2014 One Month at a Time The\u00a0NMD Society Recurring [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-520","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/web.conceptialmedia.com\/nmdsociety\/wp-json\/wp\/v2\/pages\/520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/web.conceptialmedia.com\/nmdsociety\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/web.conceptialmedia.com\/nmdsociety\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/web.conceptialmedia.com\/nmdsociety\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/web.conceptialmedia.com\/nmdsociety\/wp-json\/wp\/v2\/comments?post=520"}],"version-history":[{"count":40,"href":"https:\/\/web.conceptialmedia.com\/nmdsociety\/wp-json\/wp\/v2\/pages\/520\/revisions"}],"predecessor-version":[{"id":1361,"href":"https:\/\/web.conceptialmedia.com\/nmdsociety\/wp-json\/wp\/v2\/pages\/520\/revisions\/1361"}],"wp:attachment":[{"href":"https:\/\/web.conceptialmedia.com\/nmdsociety\/wp-json\/wp\/v2\/media?parent=520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}