{"id":567,"date":"2026-06-06T07:18:33","date_gmt":"2026-06-06T07:18:33","guid":{"rendered":"https:\/\/web.conceptialmedia.com\/nmdsociety\/?page_id=567"},"modified":"2026-06-10T13:22:14","modified_gmt":"2026-06-10T13:22:14","slug":"monthly-income","status":"publish","type":"page","link":"https:\/\/web.conceptialmedia.com\/nmdsociety\/monthly-income\/","title":{"rendered":"Monthly Income\u00a0Scheme"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n Up to 11% Interest p.a.<\/span>\n Monthly Payout Directly to Account<\/span>\n Capital Remains Safe<\/span>\n No TDS<\/span>\n Start with \u20b95,000<\/span>\n <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Monthly Income Scheme (MIS)<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t

Invest once. Earn every month. NMD Society's MIS turns your savings into a steady monthly income \u2014 keeping your principal safe while your money works<\/p>\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t Get Membership Form<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Monthly Income Scheme<\/p>\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t

Your Savings, Paying You Every Month<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

The\u00a0NMD Society Monthly Income Scheme (MIS)<\/strong>\u00a0is a unique deposit plan designed to provide you with a\u00a0regular, guaranteed monthly income<\/strong>\u00a0on your invested amount \u2014 without ever touching your principal. Think of it as turning your savings into a personal pension or salary supplement.<\/p>

Simply deposit a lump sum amount with NMD Society under the MIS plan. Every month, without fail, the interest earned on your deposit is credited directly to your account as your\u00a0monthly income<\/strong>. At the end of the chosen tenure, your full principal amount is returned to you \u2014 completely intact.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

\u00a0How it works:<\/strong>\u00a0Invest \u20b91,00,000 for 36 months at 11% p.a. and earn approximately\u00a0\u20b9917 every month<\/strong>\u00a0as income. At maturity, your \u20b91,00,000 is returned in full. Your principal never reduces \u2014 ever.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t

With interest rates ranging from\u00a09% to 11% per annum<\/strong>\u00a0depending on your chosen tenure, MIS offers one of the highest monthly income yields among co-operative savings instruments \u2014 far better than bank FDs, post office MIS, or senior citizen savings schemes in comparable categories.<\/p>

It is the ideal scheme for\u00a0retirees, homemakers, passive income seekers, and anyone who wants their savings to generate a monthly cash flow<\/strong>\u00a0without any risk to the capital.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t
\n\t\t\t\t\t\n
\n
Monthly Income Scheme (MIS)<\/div>\n
Interest Rates<\/div>\n
9% \u2013 11%per annum<\/div>\n
Monthly income paid directly to your account<\/div>\n
\n
\n
12 Months<\/div>\n
9%<\/div>\n <\/div>\n
\n
24 Months<\/div>\n
10%<\/div>\n <\/div>\n
\n
36 Months+<\/div>\n
11%<\/div>\n <\/div>\n <\/div>\n
\n
<\/div>Principal fully safe \u2014 returned at maturity<\/div>\n
<\/div>Monthly income credited every month<\/div>\n
<\/div>No TDS on interest income<\/div>\n
<\/div>Start with minimum \u20b95,000 (multiples of \u20b9100)<\/div>\n
<\/div>Nomination facility available<\/div>\n
<\/div>Auto-renewal option at maturity<\/div>\n <\/div>\n Calculate My Monthly Income \u2192<\/a>\n <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\n
\n
\n
\n
Simple Concept<\/div>\n

How the Monthly Income Scheme Works<\/h2>\n

MIS is one of the simplest financial products \u2014 invest once, receive income monthly, get your money back at maturity.<\/p>\n <\/div>\n

\n
\n
01<\/div>\n

Invest a Lump Sum<\/h4>\n

Deposit a one-time amount (minimum \u20b95,000) under the MIS plan with NMD Society for your chosen tenure of 12, 24, or 36+ months.<\/p>\n <\/div>\n

\n
02<\/div>\n

Earn Monthly Interest<\/h4>\n

Every month, the Society credits the interest earned on your deposit directly to your Saving Account as your monthly income payout.<\/p>\n <\/div>\n

\n
03<\/div>\n

Spend or Re-invest<\/h4>\n

Use your monthly income for household expenses, utilities, EMIs, or any other need. Or reinvest it to build further wealth \u2014 the choice is yours.<\/p>\n <\/div>\n

\n
04<\/div>\n

Get Capital Back<\/h4>\n

At the end of your chosen tenure, your full principal amount is returned to you \u2014 completely untouched. Your capital was never at risk.<\/p>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\n
\n
\n
\n
Income Tables<\/div>\n

Monthly Income for Every Deposit Amount<\/h2>\n

Select a tenure tab below to see the monthly income you will receive, annual total, and the maturity amount for different investment levels.<\/p>\n <\/div>\n

\n
\n